| Your
Mortgage - Whom to Contact (Qualifying)
Where do I get information on mortgages?
For information on mortgages, check out the following sources
for information:
* American Bankers Association; (202) 663-5000.
* Mortgage Bankers Association of America, 1125 15th St., N.W.,
Washington, DC 20005; (202) 861- Where do I get information on
who regulates lenders?
The following regulatory bodies oversee lenders:
* Comptroller of the Currency, Compliance Division, Washington,
D.C., (800) 613-6743.
* Office of Thrift Supervision, Consumer Affairs, Washington,
D.C., (202) 906-6237.
* Federal Deposit Insurance Corp., Consumer Affairs, Washington,
D.C., (800) 934-3342.
* Your state departments of real estate or commerce also may regulate
the lenders in your area.
Where do I get information
on finding the best loan?
For information on how to find the best home loan for you, check
out this booklet:
* "How to Shop for a Mortgage," by the Mortgage Bankers
Association of America, 1125 15th St., N.W., Washington, DC 20005;
call (202) 861-6500.
Where do I get a copy
of my credit report?
For a copy of your own credit report, call one of the three main
national credit reporting agencies: Equifax, (800) 685-1111; Experian,
(800) 311-4769 or Trans Union, (312) 408-1077. The bureaus also
should provide instructions on how to read their report and dispute
any inaccuracies it contains.
Where do I get information
on consumer credit laws?
For information on consumer credit laws, contact the National
Foundation for Consumer Credit, 8701 Georgia Ave., Suite 507,
Silver Springs, MD 20910; call (301) 589-5600.
Where do I get information
about housing discrimination?
For information about housing discrimination, call the U.S. Department
of Justice at (202) 514-2000, 950 Pennsylvania Ave., NW DC 20530
or your local U.S. Department of Housing and Urban Development
office. For detailed information, the booklet, "Your Loan
is Denied, Defending Yourself Against Mortgage Lending Discrimination,"
is available from the Center for Investigative Reporting, 500
Howard Street, Suite 206, San Francisco, CA 94105-3008 or call
(415) 543-1200.
Where can I get a list
of mortgage brokers?
For information on mortgage brokers, contact the National Association
of Mortgage Brokers at (703) 610-9009.
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